two cars involved in an accident

Accident Forgiveness Coverage

Auto Insurance Add-On

  • Protect your premium after your first at-fault accident* 
  • Customize your auto insurance to fit your needs  

Learn More

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What is Accident Forgiveness insurance?

Accident Forgiveness shields you from increased premiums after your first car accident.** It provides peace of mind during a difficult time. 
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How Accident Forgiveness Protects You 

Learn more about Accident Forgiveness from the following examples.
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Did you know?

Insurance premiums can increase by hundreds of dollars after an accident. That's why it's essential to protect your premium with Accident Forgiveness.
a man on the phone after a car accident

Rear-End Another Vehicle 

You accidentally rear-end the car in front of you. Everyone is okay, but both vehicles are damaged. Accident Forgiveness gives you peace of mind when a higher premium is the last thing you want to worry about.  
a dented mailbox after being hit by a car

Scrape Your Mailbox   

You graze your mailbox as you back out of your driveway. Now you have a big scratch and need a new paint job. You'll still need to file a claim and pay your deductible. But first accident forgiveness ensures your premium stays the same. 
a car sliding on an icy road

Accident Caused by Black Ice  

You’re driving home on a cold evening and swerve to avoid a pothole. Unfortunately, you hit a patch of black ice and slide into a parked car. Thankfully, you're okay. With Accident Forgiveness, so is your premium.  
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Frequently Asked Questions 

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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12 Million Customers

Reliable, quality coverage for customers across 19 states

Start Your Quote

Do It Yourself - Start a Quote

Do It Yourself

Go your own way — get quick pricing and coverage options online.
Work With An Agent

Work with an Expert

Choose the perfect agent for you and get free, no-pressure advice and pricing.

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