Heather was born in San Diego, CA but has lived in St George for 30 years. She enjoys spending time with family and her two daughters keep her on her toes. She loves cooking, traveling, binge watching crime shows and Diet Dr. Pepper! Heather has been in insurance for over 14 years and loves working for Udy & Associates.

Lindsey is a home grown Wyoming girl but now resides in Idaho with her husband and six kids. She loves the country life and all that life entails (except when she runs out of milk and the store is 45 minutes away!). You can often find her playing sports with her kids, feeding animals or simply enjoying most anything outdoors. She is excited to be a part of the Udy & Associates team!

Melissa has over 18 years of insurance experience and loves helping people feel confident in their coverage. A California native, she spent more than 20 years in Southern Utah before moving north—though she’s counting the days until she can return. Married with three sons, Melissa loves animals, has a new passion for birdwatching, and enjoys hiking (especially in Southern Utah’s red rock).

Tracie grew up in Sandy, Utah, and moved to St. George eight years ago. She's married with two sons, seven grandkids, and a beloved Yorkie named Bella Rae. She loves Southern Utah's sunshine and enjoys ATVing, fishing, and camping. Tracie has been in the insurance industry since 2002 and has spent the last five years with Udy & Associates. She loves being part of the team and working with clients!